Scottish Government extends ADS reclaim time

6/26/2020

The Scottish Government has taken steps to extend the time available to reclaim the Additional Dwelling Supplement. The ADS was introduced a few years ago to try to help first-time compete with buy-to-let landlords where it was felt that the latter were pricing first-time buyers out of the market.... read more

Struggling to pay your mortgage?

6/26/2020

When the UK went into lockdown, many companies considered immediately laying off their workforce – and some went ahead and did that. Others have relied on the UK Government’s furlough scheme and are paying their employees 80% of their monthly wage.... read more

Guardianships – when might you need one?

12/10/2019

When most people hear about guardianships, they think about someone who’s appointed to look after the affairs of older people. However, guardianships aren’t just reserved for dealing with the affairs of the elderly. Guardianships may be required for adults of all ages. When we talk about guardianship, the type of guardian we’re talking about is someone who’s appointed to look after the affairs of an adult – and my adult, we mean anyone over 16 years of age and where the appointment is made in terms of the Adults with Incapacity (Scotland) Act 2000.... read more

The importance of Notice Clauses in Commercial Leases

12/9/2019

A Notice Clause in a lease sets out how notices are served from the landlord to the tenant and vice versa. That’s not really a surprise. However, we frequently find that clients tend to take the Notice Clause for granted and don’t really read it and sometimes don’t understand it. If this happens there can be unintended consequences resulting in costs running into the thousands. ... read more

Helping your children get on the property ladder

12/8/2019

We’ve all heard about the Bank of Mum & Dad and recent data shows that if all of the loans parents provide for children to help them buy a property were added up, they’d be the 10th biggest lender in the UK.... read more